PNG · survey snapshot
Household Financial Snapshot
A press-ready overview of seven financial measures, including mean and median housing payments, savings, retirement, investments, credit-card debt, and medical debt.
Research resources
Downloads & citation
Use these public materials to review, teach, cite, or extend the findings. All tabulations are aggregate and contain no respondent-level records.
Download the findings
Six resources, one documented story
PDF · 7 pages
Public research summary
A concise overview of the major survey findings, 15 interactive analytic theme stories, methods, interpretive limits, and suggested citation.
Download the summaryExcel workbook · 4 sheets
Public findings workbook
Includes a README, outcome codebook with exact available survey questions, documentation for all 22 comparison variables, and aggregate tabulations for all 30 outcomes.
Download the workbookPNG · reporter resource
Media Quick Guide
A quick-scan map of the strongest public-facing storylines from 67 borrower interviews, organized into five reporting lanes and 15 themes and updated for the adjudicated servicer-support coding.
PNG · qualitative theme map
Major Themes and Connected Subthemes
A detailed map of 15 major interview themes and their most frequent connected subthemes, ordered by coded excerpt count across 67 borrowers and updated for the adjudicated servicer-support coding.
PNG · whole-sample theme map
Meta Borrower Mental Map
A whole-sample view of the most prevalent interview themes, their borrower reach, full theme order, and the most frequent cross-theme pathways.
Suggested citation
Cite the project
Collier, Daniel A. (2026). More Than a Monthly Payment: A Mixed-Methods Portrait of Student Debt. University of Memphis. https://more-than-a-monthly-payment.daniel-anthony-colli.chatgpt.site
Important context
Read before using
Results are unweighted, available-case, and descriptive. Denominators vary by measure, displayed group differences have not been tested for statistical significance, and the findings do not establish causation.
Categories based on 15 or fewer respondents remain available but are marked as potentially unstable. Interview evidence adds context and is not statistically representative of all survey respondents.
Read the full methods and data notes →